Before moving into residential care there are six main steps you need take.
Step 1: Organise an Aged Care assessment
During this assessment a member of an Aged Care Assessment Team (ACAT) will meet with you, and your family, to:
- discuss your eligibility for entry into residential care
- assess you for permanent care or a short-term stay (known as respite)
- give you information about residential care homes in your area
ACATs are generally based at hospitals or community centres and you can get a referral from your local doctor. You can find your nearest ACAT by calling 1800 200 422 or visiting www.myagedcare.gov.au
Step 2: Find a residential care home
Since this will be your next home, it is important that you find one that suits you and provides the best care and support. The best way to do this is to choose a few and then visit them, as each home is different, offering a variety of accommodation options, care, services and activities.
During the visit, you have the opportunity to speak with the staff and residents, see how the home operates, view the accommodation, talk about the fees associated with your accommodation and care and any other questions you may have.
For information of homes in your chosen area, you can visit www.myagedcare.gov.au or search Anglicare’s Residential Care homes.
Step 3: Arrange your finances
While the Government subsidises aged care in Australia, if you can afford it, you will be asked to contribute to the cost of your care. How much you pay depends on your financial situation. This is determined by Centrelink, once you have completed and submitted the income and asset form.
You should apply for your income and asset assessment as soon as possible. This will help ensure easier and timelier access to entering residential aged care
It is important that you understand the costs involved when you move into residential care. The four (4) main types include:
a) Accommodation fee
This covers the cost of your room. Depending on your income and assets the Government may pay this in part or full.
For flexibility, you have 3 payment choices:
Lump-sum payment: also known as ‘refundable accommodation deposit’ (RAD). This works like an interest free loan and you will be refunded the balance of your deposit when you leave care.
Rental-type contribution: also known as ‘daily accommodation payment’ (DAP). This works like a periodic payment based on a daily interest rate set by the Government. This fee is paid fortnightly in advance via direct debit.
Combination of both RAD and DAP: The option to pay a deposit and pay the outstanding balance in rent. For example, you can decide to pay a deposit of 10% and the interest rate (rent) on the outstanding 90%.
You also have the option to pay a deposit and pay the balance within 6 months. Interest is calculated on the unpaid amount and is payable by direct debit on a fortnightly basis
b) Basic Daily fee
This covers your daily living expenses such as meals, cleaning, laundry, rates, electricity, water usage.
The Government sets a maximum price (currently 85% of the full pension) for this fee which is reviewed in March and September each year.
Everyone is required to pay this fee. If you are experiencing financial hardship, it is important you contact Centrelink to determine your contribution.
c) Income Tested Care Fee
This covers the cost of your care needs which you may need to pay. This fee is also determined by Centrelink and is based on your level of income and assets.
d) Extra Services Fees
This covers additional charges for services you receive such as hairdresser and beautician, Pay TV and phone in your room and meals at the café.
Step 4: Submit your application
Once you have decided on the home(s) you would like to move into, you need talk to the home and find out their application process and what information they will need.
Please note that entry into our residential care is subject to availability and your care needs.
Step 5: Attend a pre-admission interview
When a vacancy becomes available, we will contact you and arrange a time when it is suitable for you to come and visit us and have a pre-admission interview with one of our clinical leaders. This is to ensure that the care and support for which you applied is still relevant and that the home is suitable for you.
Step 6: Sign the resident agreement
Once you have been offered a place in a residential care home and you wish to accept it, you will be asked to sign the resident agreement. This needs to occur before you move-in.
The resident agreement covers the services provided, fees being charged, your rights and responsibilities and when you could be asked to leave.
This is a legal document between you and the home. It is important you understand what you are signing and ask any questions you may have.